Online Bankruptcy
May 28th, 2009
Online bankruptcy filing is only available for bankruptcy attorneys. You can certainly find bankruptcy forms online, buy software to complete your bankruptcy forms online or have your bankruptcy lawyer submit your bankruptcy forms online - you cannot actually file your paperwork with the court online.
The court will require you to submit a number of copies of your bankruptcy forms and each court has different rules for the creditor matrix as well.
Do It Yourself - If you choose to file your bankruptcy after filling out the forms yourself, you will have to research local bankruptcy rules and determine where you need to file your petition. In addition you will need to acquire a list of exemptions for your state to use to protect your property.
Representing yourself at the 341 hearing is also your responsibility if you prepare your own bankruptcy forms. This is obviously the cheapest method, but it also leaves the most room for errors and confusion.
Hire An Attorney - You can also hire a bankruptcy attorney, they will review your debts, earnings, and property, advise you on the chapter of bankruptcy that is right for you, and then prepare your bankruptcy petition and file it with the courthouse.
Your bankruptcy lawyer will represent you at the 341 meeting as well. Hiring an attorney is the easiest option for saving you aggravation, it is often high on cost - .
Entry Filed under: Credit Issues, Financing